Fitness isn’t just about today’s workout — it’s one of the most powerful tools to improve your healthspan, longevity, mental health, and overall well-being. Because movement is essential preventative care, obé now makes it easier than ever to use your HSA (Health Savings Account) or FSA (Flexible Spending Account) to help cover your membership.

You can use your HSA/FSA card directly at checkout or submit for reimbursement. Here’s how it works — plus the science behind why fitness is one of the smartest investments you can make for your future self.

Why Fitness Is Preventative Healthcare

1. Exercise prevents chronic disease

Regular movement helps reduce the risk of heart disease, diabetes, high blood pressure, stroke, and certain cancers. Even 150 minutes of moderate exercise per week (three 30-minute obé classes!) can lower heart disease risk by up to 30%.

2. Exercise supports longevity

Meeting basic activity guidelines can add 3+ years to your life. Even a brisk 15-minute walk per day meaningfully boosts life expectancy.

3. Exercise supports mental health

Movement increases endorphins and reduces symptoms of anxiety and depression. A daily run (~15 minutes) or a one-hour walk can lower the risk of major depression by 26%.

4. Exercise strengthens immunity

Moderate exercise improves circulation and helps immune cells respond faster — meaning fewer and shorter illnesses.

5. Exercise maintains mobility

Staying active preserves strength, balance, flexibility, and joint health, reducing your risk of falls and injuries as you age.

A split image of two women engaged in fitness activities. The left side shows a woman in a white top performing an exercise on a mat, while the right side features a woman in a red outfit smiling and holding dumbbells.

How to Use HSA/FSA Funds on obé

Using your benefits on obé is simple and flexible.

👉 Full details + FAQ

1. Pay with your HSA/FSA card at checkout

If your plan allows fitness purchases, your HSA/FSA card may work instantly at checkout — no extra steps required.

➡️ Use your card →

2. Pay normally + submit for reimbursement

If your card doesn’t process at checkout:

Purchase your plan with any payment method.
Download your receipt under Manage Subscription → Billing Details.
Submit your receipt to your HSA/FSA provider for reimbursement.

Need an itemized verification letter?

Email [email protected] — we’ll take care of it.

3. Provide a Letter of Medical Necessity (LMN)

Some plans require an LMN from a healthcare provider.

📝 Download your template

**What HSA/FSA Funds Can Cover on obé**

Your membership includes:

Strength
Sculpt
Pilates
Yoga
Cardio
Mobility
Stretch
and more…

Plus structured training programs like:

If your fitness routine supports your physical or mental health, it often qualifies.

Reimbursement Tips

Download receipts anytime under Manage Subscription
Submit early if your plan resets at year-end
Keep your LMN handy if required

✨ Full details + FAQ

The Bottom Line

Using your HSA/FSA for obé is a smart, cost-effective way to support your long-term health. Whether your card works at checkout or you submit for reimbursement, you’re using your benefits to build strength, mobility, and mental clarity — today and for years ahead.

Author

Kseniya Sovenko

A former pro ballroom dancer, Kseniya began her fitness journey at age 5. Over the years, she’s supplemented her training with everything in the boutique fitness scene—from vigorous Bikram Yoga and Pilates reformer classes to weekly HIIT, Metcon, and Tabata workouts, Muay Thai, strength training, and more.

Kseniya graduated from the University of Washington with degrees in journalism and sociology. You can find her work in The Guardian, Capitol Hill Times, The Seattle Globalist, and more.

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